Settings
Additional service
Logout
01
Sign up
Fill up the application
and confirm using the OTP
code.
02
Call for Approval
Get SMS notification
about approval within
30 minutes after the
phone call.
03
Take the money and
enjoy
Receive the money
in your bank card
within 30 minutes.
04
Make Repayment
Pay back through
any method using
DragonPay.
01
Sign up
Fill up the application
and confirm using the OTP
code.
02
Call for Approval
Get SMS notification
about approval within
30 minutes after the
phone call.
03
Take the money and
enjoy
Receive the money
in your bank card
within 30 minutes.
04
Make Repayment
Pay back through
any method using
DragonPay.
An instant Online Loan
is an online installment form of credit
with comfortable repayment terms.
Term
3-6 months
Amount
500 - 20000 php
Interest rates
11.9% per month maximum APR = 145%
Who is eligible to get a loan?
From 22 years old.
Filipinos currently
living in the
Philippines
Employed individuals
and selected
professionals
22-60 years old
Filipinos currently
living in the
Philippines
Employed individuals
and selected
professionals
Testimonials
Frequently Asked Questions
Blog
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Comprehensive information on cash loan online Philippines with MoneyCat
Are cash loan online Philippines legit?
In the Philippines, online cash loans are a legit financial option. However, it's crucial to exercise caution and verify the legitimacy of lenders to avoid scams and fraudulent activities.
How to verify the legitimacy of a cash loan online lender?
- Check for Registration: Ensure the lender is registered with the appropriate government financial authorities in the Philippines. Online financing and lending enterprises serving the Filipino market must adhere to legal regulations, necessitating registration with both the Department of Trade and Industry (DTI) and the Securities and Exchange Commission (SEC). These entities typically maintain a physical office presence in the Philippines, ensuring traceability in the event of any unforeseen issues.
- Read Reviews: Look for reviews and testimonials from other borrowers to gauge the reputation of the online lender.
- Contact Information: Legitimate lenders provide clear contact information. Verify their physical address and contact numbers.
- Transparent Terms and Conditions: Scrutinize the terms and conditions. Legitimate lenders are transparent about interest rates, fees, and repayment terms.
- Secure Website: Check for a secure website (https://) and a privacy policy, ensuring your personal information is protected.
How can I borrow cash loan online urgently?
Many online personal loan providers like MoneyCat ensure rapid approval, with some even offering same-day approval, while the standard timeframe is typically within 24 business hours. The primary factor contributing to delayed approval is often incomplete documentation. To push the approval process and meet the specified timeframe, it is advisable to collect all required documents in full before submitting them to the loan provider.
Can I apply for a cash loan Philippines while I’m abroad?
Many online lenders in the Philippines allow overseas applications. Ensure you have a stable internet connection to complete the online application process without any interruption.
Online Loan vs. Personal Loan: Understanding the Difference
- Online Loan: Typically refers to a loan application and approval process conducted online, often with a faster turnaround time.
- Personal Loan:A broader term encompassing various types of loans, including those applied for online. Personal loans may have different eligibility criteria and terms.
Benefits to apply cash loan online Philippines at MoneyCat?
- Quick Approval: MoneyCat offers fast approval processes for online cash loans.
- Flexible Repayment Options: Enjoy flexible repayment terms tailored to your financial situation.
- Competitive Interest Rates: MoneyCat provides competitive interest rates for our cash loan online Philippines
Steps for loan application in the Philippines at MoneyCat
- Visit the Website or App: Go to the MoneyCat website or App
- Create an Account: Register for an account on the platform.
- Fill Out Application: Complete the online application form with accurate information.
- Submit Documentation: Upload the required documents for verification.
- Wait for Approval: Await the approval of your loan application.
- Receive Funds: Once approved, funds will be transferred to your designated bank account.
The general documentary requirements for online loans fast approval Philippines of MoneyCat
When applying for an online loan with MoneyCat in the Philippines, you typically need to provide the following documents:
- Valid ID: Government-issued identification for verification purposes.
- Proof of Income: Documents such as payslips or proof of employment to demonstrate your ability to repay the loan.
- Proof of Address: Utility bills or any document that confirms your residential address.
- Bank Statements: Recent bank statements to assess your financial stability.
What are the usual payment options?
MoneyCat typically provides a range of payment options to make the repayment process convenient for borrowers. They include:
- OnlineBanking: Utilize online banking services to make payments directly from your bank account.
- Mobile Payment: Make payments through mobile payment apps, which are convenient for on-the-go transactions.
- Over-the-Counter: Visit designated payment centers to make payments in person. This option is suitable for those who prefer face-to-face transactions.
It's crucial to note that payment options may vary, and MoneyCat might introduce new features or adjust its services over time. Always refer to the most recent information provided by MoneyCat for the specific payment options available to borrowers.
Do I need to have a good credit score to apply for a cash loan Philippines at MoneyCat?
MoneyCat understands that not everyone may have a perfect credit history. While a good credit score can be beneficial, it's not always a strict requirement for loan approval. MoneyCat considers various factors, including your income and repayment capacity, when evaluating loan applications.
